KMK

Working capital loan with a maximum loan of Rp 500 million and maximum term of 4 years.

KI

Investment loan with a maximum loan of Rp 500 million and maximum term of 5 years.

Start form 6% /Year

Business Period

Production Sector: 2 harvest/business cycles or 1 year in business. Must be profitable Home Industry and Trade Sector: 1 year in business and profitable.

Business Legality

For the production sector, check your local regulation. For the Home Industry and Trade sector, please submit your Deed of Establishment, TDP, SIUP, SITU, and IUMK

Personal Identity

Personal identity and legality as required by the applicable terms and conditions

KUR Mikro Bank BRI

1. Individuals (persons) with productive and viable businesses
2. An active bussiness in the last 6 months
3. No other ongoing loan except for consumer loans such as Home Ownership Loan (KPR), Vehicle Loan (KKB), and Credit Cards
4. Administrative requirements: ID Card, Family Card (KK), and business license

Retail KUR Bank BRI

1. A productive and viable business
2. No other ongoing loan except for consumer loans such as Home Ownership Loan (KPR), Vehicle Loan (KKB), and Credit Cards
3. An active business in the last 6 months
4. Having a Small and Micro Enterprises License (IUMK) or other similar business licenses

KUR Mikro Bank BRI

1. Maximum loan of Rp 50 million perdebtor
2. Loan types:
   • Working Capital Loan (KMK) with a maximum term of 3 (three) years
   • Investment Loan (KI) with a maximum term of 5 (five) years
3. Effective interest rate of 6% per year
4. No provision fee and administration fee

KUR Retail Bank BR

1. Loan of Rp 50 – Rp 500 million
2. Loan types:
   • Working Capital Loan (KMK) with a maximum term of 3 (three) years
   • Investment Credit (KI) with a maximum term of 5 (five) years
3. Effective interest rate of 6% per year
4. Collateral per the bank’s regulation