Micro Business Loan
Guaranteed Working Capital Loan or Investment Loan with a credit limit of up to Rp 500 million for productive micro and small enterprises and cooperatives in cooperation with a Guarantee Company.
Benefits
Requirements for Prospective Debtors
KUR Mikro Bank BRI
- Individuals (persons) with productive and viable businesses
- An active bussiness in the last 6 months
- No other ongoing loan except for consumer loans such as Home Ownership Loan (KPR), Vehicle Loan (KKB), and Credit Cards
- Administrative requirements: ID Card, Family Card (KK), and business license
Retail KUR Bank BRI
- A productive and viable business
- No other ongoing loan except for consumer loans such as Home Ownership Loan (KPR), Vehicle Loan (KKB), and Credit Cards
- An active business in the last 6 months
- Having a Small and Micro Enterprises License (IUMK) or other similar business licenses
Loan Requirements
KUR Mikro Bank BRI
- Maximum loan of Rp 50 million perdebtor
- Loan types:
- Working Capital Loan (KMK) with a maximum term of 3 (three) years
- Investment Loan (KI) with a maximum term of 5 (five) years
- Effective interest rate of 6% per year
- No provision fee and administration fee
KUR Retail Bank BR
- Loan of Rp 50 – Rp 500 million
- Loan types:
- Working Capital Loan (KMK) with a maximum term of 3 (three) years
- Investment Credit (KI) with a maximum term of 5 (five) years
- Effective interest rate of 6% per year
- Collateral per the bank’s regulation
BRI Menanam
Implementasi ESG BRI melalui penanaman tanaman produktif sebagai upaya absorbsi emisi karbon di aspek lingkungan dan pengembangan komunitas di aspek sosial. "BRI Menanam" diharapkan menjadi program penggerak ekonomi lokal sebagai wujud kolaborasi antara BRI dengan masyarakat.
