Types of Loan
Maximum loan of Rp 500 Million
KMK
Working capital loan with a maximum loan of Rp 500 million and maximum term of 4 years.
KI
Investment loan with a maximum loan of Rp 500 million and maximum term of 5 years.
Interest Rate
Start form 6% /Year
Requirements
What you need to register for KUR Mikro BRI:
Business Period
Production Sector: 2 harvest/business cycles or 1 year in business. Must be profitable Home Industry and Trade Sector: 1 year in busin ...Read more
Business Legality
For the production sector, check your local regulation. For the Home Industry and Trade sector, please submit your Deed of Establishme ...Read more
Personal Identity
Personal identity and legality as required by the applicable terms and conditions
Requirements for Prospective Debtors
KUR Mikro Bank BRI
- Individuals (persons) with productive and viable businesses
- An active bussiness in the last 6 months
- No other ongoing loan except for consumer loans such as Home Ownership Loan (KPR), Vehicle Loan (KKB), and Credit Cards
- Administrative requirements: ID Card, Family Card (KK), and business license
Retail KUR Bank BRI
- A productive and viable business
- No other ongoing loan except for consumer loans such as Home Ownership Loan (KPR), Vehicle Loan (KKB), and Credit Cards
- An active business in the last 6 months
- Having a Small and Micro Enterprises License (IUMK) or other similar business licenses
Loan Requirements
KUR Mikro Bank BRI
- Maximum loan of Rp 50 million perdebtor
- Loan types:
- - Working Capital Loan (KMK) with a maximum term of 3 (three) years
- - Investment Loan (KI) with a maximum term of 5 (five) years
- Effective interest rate of 6% per year
- No provision fee and administration fee
KUR Retail Bank BR
- Loan of Rp 50 – Rp 500 million
- Loan types:
- - Working Capital Loan (KMK) with a maximum term of 3 (three) years
- - Investment Credit (KI) with a maximum term of 5 (five) years
- Effective interest rate of 6% per year
- Collateral per the bank’s regulation