Benefits
Requirements for Prospective Debtors

KUR Mikro Bank BRI
- Individuals (persons) with productive and viable businesses
- An active bussiness in the last 6 months
- No other ongoing loan except for consumer loans such as Home Ownership Loan (KPR), Vehicle Loan (KKB), and Credit Cards
- Administrative requirements: ID Card, Family Card (KK), and business license

Retail KUR Bank BRI
- A productive and viable business
- No other ongoing loan except for consumer loans such as Home Ownership Loan (KPR), Vehicle Loan (KKB), and Credit Cards
- An active business in the last 6 months
- Having a Small and Micro Enterprises License (IUMK) or other similar business licenses

KUR TKI Bank BRI
- For Indonesian worker candidates who will work overseas.
- Administrative requirements:
- - ID Card and Family Card (KK)
- - Employment contract with service users
- - Migrant Worker Placement Agreement
- - Passport
- - Visa
- - Other requirements
Loan Requirements

KUR Mikro Bank BRI
- Maximum loan of Rp 50 million perdebtor
- Loan types:
- - Working Capital Loan (KMK) with a maximum term of 3 (three) years
- - Investment Loan (KI) with a maximum term of 5 (five) years
- Effective interest rate of 6% per year
- No provision fee and administration fee

KUR Retail Bank BR
- Loan of Rp 50 – Rp 500 million
- Loan types:
- - Working Capital Loan (KMK) with a maximum term of 3 (three) years
- - Investment Credit (KI) with a maximum term of 5 (five) years
- Effective interest rate of 6% per year
- Collateral per the bank’s regulation

KUR TKI Bank BRI
- Maximum loan of Rp 25 million or based on the Cost Structure set by the government
- Effective interest rate of 6% per year or equivalent to flat interest rate of 0.41% per month
- No provision fee and administration fee
- Maximum loan term of 3 (three) years or based on the employment contract
- Placement destinations: Singapore, Hong Kong, Taiwan, Brunei, Japan, South Korea, and Malaysia