Provisions for Allocation of Investment Fees from the Amount of Premium Paid

• Died within the insurance period of 100% JUP + Investment Value
• Life at the end of the contract is the Investment Value at the end of the contract
• Resign during the insurance period equal to the Investment Value at the time of resignation

• Term
• Personal Accident Plus
• TP Disability
• Critical illness
• Health Protection
• Hospitalization CP
• Waiver of Premium
• Payor Death Protection
• Payor Benefit
• Spouse Death Protection
• Spouse Benefit

• Entry age: 1 - 60 years, Policy holder age: 21 - 55 years.
• Insurance Period Up to 100 Years of Insurance Age
• General Terms of Premium:

** Periodic Total Premium = Periodic Basic Premium + Periodic Top Up Premium
*Regular Top Up Premium minimum 25% Periodic Basic Premium and maximum 400% Periodic Basic Premium​​​​​​​

• The Policy Holder submits the withdrawal of the entire Investment Value (surrender policy), the Investment Value will be paid in the amount of the Investment Value according to the age of the Policy at the time of resignation, and the Insurance ends (terminated).
• Minimum withdrawal of Rp. 500,000,- per transaction;
• No withdrawal fees
• Minimum balance after withdrawal Rp. 1.000.000,- per policy.