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Davestera Optima
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product details
Unit link insurance product that provides protection while optimizing our investment funds by paying a single premium.
Main Benefits:
Died: 100% JUP + Investment
Accident: 200% JUP + Investment (accident insurance up to 65 years old)
Life at the end of the contract: The investment value at the end of the contract
Resigned: Investment Value at the time of resigning
Additional Benefit
Term
Personal Accident Plus
Total Permanent Disability
Critical illness
Hospital Cash Plan
Entry age: 1 - 65 years, age of policy holder min. 21 years
Insurance period until the insured age is 100 years
Minimum Premium Requirement: IDR 15,000,000
Premium Payment: Single / Simultaneous
Sum assured: 150% of single premium
The policy holder submits the withdrawal of the entire investment value (Surrender Policy), the investment value will be paid in the amount of the investment value according to the policy's age at resignation, and the insurance will be terminated.
Minimum withdrawal of Rp. 500,000, - per transaction;
No withdrawal fees;
Minimum balance after withdrawal is Rp. 1,000,000, - per policy.