Sharia insurance products that provide life protection and the potential for optimal investment returns.

• Free Ujrah* switching 3 times / year
• Free Ujrah* MCU
• Free Ujrah* Withdrawal (Redemption)
• Investment value has grown from the first year
• Free to choose additional benefits according to customer needs

*) Ujrah is a contract to give power of attorney (represent) the participant to the insurance company to manage the participant's funds in exchange for ujrah (wages) ​​​​​​​

• Investment value and mourning compensation will be given to the heirs if the participant dies during the insurance period up to 100% of the sum insured
• Additional benefits if the participant dies due to an accident up to the age of 65 years
• Investment value that can be taken if the participant resigns during the insurance period
• Investment Value will be paid if the participant lives at the end of insurance

• Entry age 1 - 65 years
• The insurance period is until the participant's age is 100 years
• Payment of contributions one time or all
• Minimum redemption of IDR 500,000 with a minimum balance after withdrawal of IDR 1,000,000