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DASETERA

DASETERA is a health insurance product that provides perfect protection for you when you undergo inpatient hospitalization, where in this product the benefits received are in accordance with the plan chosen by the customer.

Dasetera Product Detail

Product Details

Information

A health insurance product that provides perfect protection for you when undergoing Inpatient at the Hospital, where in this product the benefits received are in accordance with the Plan chosen by the customer.

Benefits

  • 100% refund of premium (No Claim Bonus), if 5 years there is no claim.
  • Very competitive premium.
  • Claims only require a legalized photocopy of the receipt.
  • Died: 100% UP
  • Term: min. IDR 25 million - max. IDR 187 million
  • HCP / hospitalization min. IDR 200,000 / day - max. IDR 1.5 million / day.
  • ICU: min. IDR 400,000 / day - max. IDR 3 million / day.
  • Surgery: min. IDR 2,000,000 / day - max. IDR 15 million / day.

Product terms

  • Insured entry age: 18 - 55 years,
  • Insurance period of 5 years

  • The premium depends on the plan chosen and the age group

  • The length of stay in the hospital is a maximum of 120 days of treatment per year

  • Compensation given based on length of stay, is the amount of daily hospitalization benefit multiplied by the number of days of hospitalization

  • The length of ICU stay in the hospital is a maximum of 90 (ninety) days of treatment in a year

  • Any inpatient and ICU care costs that exceed the maximum limit or do not meet the conditions or are included in the exception, are fully borne by the Policy Holder

  • No Claim Bonus will be paid in the amount of 100% (one hundred percent) of the total premium that has been paid for 5 consecutive years without any arrears.

Plan Dasetera

Benefit Type Plan-A Plan-B Plan-C Plan-D Plan-E Plan-F
Daily Hospitalization *) 1.500.000 1.000.000 800.000 600.000 400.000 200.000
ICU Daily **) 3.000.000 2.000.000 1.600.000 1.200.000 800.000 400.000
Surgery 155.000.000 10.000.000 8.000.000 6.000.000 4.000.000 2.000.000
Death 187.500.000 125.000.000 100.000.000 75.000.000 50.000.000 25.0000.000
Note *** *Max 120 Days/Year **Max 90 Days/Year

 

Premi Dasetera

Premi Dasetera (Monthly Premium in Rupiah)

Benefit Type Plan-A Plan-B Plan-C Plan-D Plan-E Plan-F

18 – 30 Years Old

412.500 275.00 220.000 165.000 110.000 55.00
31 - 42 Years Old 750.000 500.000 400.000 300.000 200.000 100.000
43-55 Years Old 1.312.500 875.000 700.000 525.000 350.000 175.000
56 -60 Years Old* 2.325.000 1.550.000 1.240.000 930.000 620.000 310.000

Premi Dasetera (Yearly Premium in Rupiah)

Benefit Type Plan-A Plan-B Plan-C Plan-D Plan-E Plan-F

18 – 30 Years Old

4.590.000 3.060.00 2.448.000 1.836.000 1.224.000 612.00
31 - 42 Years Old 8.340.000 5.560.000 4.448.000 3.336.00 2.224.000 1.112.000
43-55 Years Old 14.587.500 9.725.000 7.780.000 5.835.000 3.890.000 1.945.000
56 -60 Years Old * 25.837.500 17.225.000 13.780.000 10.335.000 6.890.000 3.445.0000