Term life insurance product with life protection benefits, critical illness and premium refund at the end of the insurance period​​​​​​

• Life protection againt any risk​​​​​​​
• Critical illness benefits
• Sum insured up to IDR 5,000,000,000
• ​​​​​​​50% or 110% premium return of the total paid for 5 years

• Policyholders
  ​​​​​​​Minimun age 21 to 70 years provided that the age plus the insurance period in not more than 78 years old
• Insured
  ​​​​​​​Minimum age 17 to 65 years provided that the age plus insurance period is not more than 73 years old
• Insurance period 8 years
• Premium payment periode 5 years
• Premium payment period: Monthly, Semesterly and Annually
• Sum insuder IDR 150,000,000 up to IDR 5,000,000,000
• Premiums start from IDR 196,500*​​​​​​​ and depend on Sum Insured, Entry Age and Choice of Premium Refund Plan

• Death benefit for any risk of 100% sum insured
• Benefit from critical illness of 50% Sum Insured​​​​​​​
• Premium refund If the insured remains alive until the end of the insurance period, a return benefit will be paid from the total premium paid with the following options
  • 50%
  • 110%